Last edited by JoJolabar
Tuesday, May 19, 2020 | History

7 edition of Credit card redlining found in the catalog.

Credit card redlining

hearings before the Subcommittee on Consumer Affairs of the Committee on Banking, Housing, and Urban Affairs, United States Senate, Ninety-sixth Congress, first session, on S. 15 ... June 4 and 5, 1979.

by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Consumer Affairs.

  • 58 Want to read
  • 7 Currently reading

Published by U.S. Govt. Print. Off. : for sale by the Supt. of Docs., U.S. Govt. Print. Off. in Washington .
Written in English

    Places:
  • United States.
    • Subjects:
    • Discrimination in credit cards -- Law and legislation -- United States

    • Edition Notes

      Includes bibliographical references.

      Classifications
      LC ClassificationsKF26 .B3939 1979
      The Physical Object
      Paginationv, 401 p. :
      Number of Pages401
      ID Numbers
      Open LibraryOL4065624M
      LC Control Number79603555

        Over time, the term has come to refer to a variety of discriminatory practices that block services based on race—from credit cards and health insurance, to grocery store access and .   The term “redlining,” which first emerged in the s, referred to the practice of denying service or charging more for products to particular groups based on race, sex, or where they : Bill Davidow.

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Credit card redlining by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Consumer Affairs. Download PDF EPUB FB2

Credit Card Redlining: Hearings Before the Subcommittee on Consumer Affairs of the Committee on Banking, Housing, and Urban Credit card redlining book, United States Congress, First Session (Classic Reprint) Author: United States Congress.

Credit card redlining: hearings before the Subcommittee on Consumer Affairs of the Committee on Banking, Housing, and Urban Affairs, United States Senate, Ninety-sixth Congress, first session, on Author.

United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Consumer Affairs. Credit Card Redlining. Credit Card Redlining: Hearings Before the Subcommittee on Consumer Affairs of the Committee on Banking, Housing, and Urban Affairs, United States Senate, Ninety-Sixth.

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Using a database of credit histories, I link location-based information on race with individual credit files. After controlling for place-specific factors such as housing vacancy rates and general population demographics, I find qualitatively large differences in the amount of credit Cited by: credit ranges are derived from FICO® Score 8, which is one of many different types of credit scores.

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For security, when you choose "Continue," we will send you a one-time, numeric passcode by phone or text. Enter the code on the next screen. Standard text messaging and phone rates may apply. Credit Card Redlining This paper evaluates the presence of racial disparities in the issuance of consumer credit.

Using a unique and proprietary database of credit histories from a major credit bureau, this paper links location-based information on race with individual credit files. Keywords: Credit cards, racial disparities, access to credit, Black, redlining JEL Classification: J15, G21 Suggested Citation: Suggested CitationCited by: Credit card redlining is a spatially discriminatory practice among credit card issuers, of providing different amounts of credit to different areas, based on their ethnic-minority composition, rather than.

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Redlining is typically associated with the denial to provide various financial services such as banking Retail Bank Types Broadly speaking, there are three main retail bank types. They are commercial banks, credit .Includes bibliographical references. Credit card redlining: hearings before the Subcommittee on Consumer Affairs of the Committee on Banking, Housing, and Urban Affairs, United States Senate, Pages: Welcome to a new age of digital redlining.

The term conjures up the days when banks would draw a red line around areas of the city—typically places where blacks, Latinos, Asians, or other.