7 edition of Credit card redlining found in the catalog.
by U.S. Govt. Print. Off. : for sale by the Supt. of Docs., U.S. Govt. Print. Off. in Washington
Written in English
Includes bibliographical references.
|LC Classifications||KF26 .B3939 1979|
|The Physical Object|
|Pagination||v, 401 p. :|
|Number of Pages||401|
|LC Control Number||79603555|
Over time, the term has come to refer to a variety of discriminatory practices that block services based on race—from credit cards and health insurance, to grocery store access and . The term “redlining,” which first emerged in the s, referred to the practice of denying service or charging more for products to particular groups based on race, sex, or where they : Bill Davidow.
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Credit Card Redlining: Hearings Before the Subcommittee on Consumer Affairs of the Committee on Banking, Housing, and Urban Credit card redlining book, United States Congress, First Session (Classic Reprint) Author: United States Congress.
Credit card redlining: hearings before the Subcommittee on Consumer Affairs of the Committee on Banking, Housing, and Urban Affairs, United States Senate, Ninety-sixth Congress, first session, on Author.
United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Consumer Affairs. Credit Card Redlining. Credit Card Redlining: Hearings Before the Subcommittee on Consumer Affairs of the Committee on Banking, Housing, and Urban Affairs, United States Senate, Ninety-Sixth.
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Using a database of credit histories, I link location-based information on race with individual credit files. After controlling for place-specific factors such as housing vacancy rates and general population demographics, I find qualitatively large differences in the amount of credit Cited by: credit ranges are derived from FICO® Score 8, which is one of many different types of credit scores.
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For security, when you choose "Continue," we will send you a one-time, numeric passcode by phone or text. Enter the code on the next screen. Standard text messaging and phone rates may apply. Credit Card Redlining This paper evaluates the presence of racial disparities in the issuance of consumer credit.
Using a unique and proprietary database of credit histories from a major credit bureau, this paper links location-based information on race with individual credit files. Keywords: Credit cards, racial disparities, access to credit, Black, redlining JEL Classification: J15, G21 Suggested Citation: Suggested CitationCited by: Credit card redlining is a spatially discriminatory practice among credit card issuers, of providing different amounts of credit to different areas, based on their ethnic-minority composition, rather than.
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Redlining is typically associated with the denial to provide various financial services such as banking Retail Bank Types Broadly speaking, there are three main retail bank types. They are commercial banks, credit .Includes bibliographical references. Credit card redlining: hearings before the Subcommittee on Consumer Affairs of the Committee on Banking, Housing, and Urban Affairs, United States Senate, Pages: Welcome to a new age of digital redlining.
The term conjures up the days when banks would draw a red line around areas of the city—typically places where blacks, Latinos, Asians, or other.